Wind Damage to Roof (DIY Repair Guide)

Wind is one of Mother Nature’s most unpredictable elements, and it can wreak havoc on your home, especially your roof. From high gales to tornadoes, understanding how wind can damage your roof is crucial for every homeowner.

This blog post will walk you through everything you need to know about wind damage to roof structures, including:

• What to watch out for and
• How to protect your roof
• How different wind speeds can affect your roof

How Wind Can Be Damaging to Your Roof

Strong winds can impact your roof in several ways. Here are some common types of wind-induced damage:

• Lifting of Shingles: High winds can lift shingles from the roof, making them loose or removing them entirely. This creates gaps where water can seep in, potentially leading to leaks and further structural damage.
• Debris Impact: Objects like tree branches, leaves, and other debris can be lifted by the wind and thrown against your roof, causing punctures, cracks, and other forms of damage.
• Curling and Peeling: Wind can cause shingles to curl or peel back, especially if they were not properly installed or are old and brittle.
• Structural Damage: In extreme cases, strong winds can cause significant structural damage to your roof, including the sheathing and trusses.

How Different Wind Speeds Can Affect Your Roof

Not all wind speeds affect your roof equally. Here’s a breakdown of how various wind speeds can impact your roof:

• Below 45 mph: Generally, roofs are designed to withstand these wind speeds without significant damage. However, weak spots and older shingles might still be affected.
• 45-57 mph: At this range, you may start seeing minor damage like loose or lifted shingles. This is particularly true for roofs that are already compromised.
• 58-74 mph: Winds in this range are associated with more noticeable damage. Shingles can be torn off, and debris can cause more significant issues.
• 75-89 mph: These high-speed winds can cause extensive damage, including the removal of entire sections of roofing material.
• 90+ mph: Wind speeds above this level, which occur during hurricanes and tornadoes, can cause catastrophic damage, including ripping off the entire roof and damaging the structural integrity of the house.

Signs of Roof Damage

Identifying wind damage early can save you a lot of trouble and expense down the road. Here are some signs to look out for:

• Missing Shingles: This is the most obvious sign. Bare spots where shingles used to be are a clear indicator of wind damage.
• Curling or Peeling Shingles: Shingles that have started to curl or peel back can expose the underlying layers of your roof to the elements.
• Cracked or Broken Shingles: Look for any signs of cracking or breaking, especially after a windstorm.
• Granule Loss: Check your gutters for an accumulation of granules, which can indicate that your shingles are deteriorating.
• Leaks and Water Stains: Water stains on your ceiling or walls are a major red flag that your roof has been compromised.
• Debris on Roof: Branches, leaves, and other debris on your roof can signal that your roof was hit by windborne objects.

What to Do After Your Roof Is Wind Damaged: 5 Action Steps

If you suspect that your roof has been damaged by wind, taking immediate action is crucial.

1) Inspect the Damage:

Safely inspect your roof for visible signs of damage. If it’s not safe to do so, call a professional.

2) Document the Damage:

Take photographs and notes of all visible damage. This will be useful for insurance claims.

3) Temporary Repairs:

If you find any urgent issues like leaks, perform temporary repairs to prevent further damage. Tarps can cover holes or missing shingles while you arrange for permanent repairs.

4) Contact a Professional:

Get in touch with a reputable roofing contractor who can provide a thorough inspection and estimates for repairs.

5) File an Insurance Claim:

Contact your insurance company to file a claim. Provide them with all the documented evidence and follow their instructions.

The Cost to Repair Wind Damage

The cost to repair wind damage to your roof can vary widely based on several factors:

• Extent of Damage: Minor repairs, such as replacing a few shingles, may cost a few hundred dollars. However, more extensive damage can escalate costs significantly.
• Type of Roofing Material: Different materials have different repair costs. For instance, asphalt shingles are generally cheaper to repair than slate or tile.
• Labor Costs: Labor rates can vary based on your location and the complexity of the job.
• Permit Fees: Some areas require permits for roof repairs, adding to the overall cost.

On average, homeowners can expect to spend between $300 to $1,500 for minor repairs and $1,500 to $10,000 or more for major repairs.

Will Insurance Cover the Costs?

Whether your insurance will cover the costs of wind damage depends on your policy:

• Homeowners Insurance: Most standard homeowners insurance policies cover wind damage. However, the extent of coverage can vary, so reviewing your policy in detail is important.
• Deductibles: Be aware of your deductible. You will need to pay this amount out-of-pocket before your insurance kicks in.
• Exclusions: Some policies may have exclusions or specific conditions related to wind damage. Ensure you understand these terms.
• Claims Process: Proper documentation and timely reporting are crucial for a successful insurance claim. Follow your insurer’s guidelines closely.

How to Protect Your Roof from Wind Damage

Preventative measures can go a long way in protecting your roof from wind damage. Here are some tips:

• Regular Inspections: Conduct regular roof inspections to identify and address potential weak spots.
• Secure Loose Shingles: Make sure all shingles are properly secured and replace any that are damaged or missing.
• Trim Trees: Keep trees around your home trimmed to prevent branches from becoming windborne projectiles.
• Install Storm Shutters: Storm shutters can protect windows and reduce the risk of internal pressure changes that can affect your roof.
• Reinforce Roof Structure: Consider reinforcing your roof with hurricane straps or clips, especially if you live in an area prone to high winds.
• Choose Wind-Resistant Materials: If you’re installing a new roof, consider using materials designed to withstand high winds.

Let Us Take Care Of Your Roof Wind Damage

Understanding and addressing wind damage to your roof is essential for every homeowner. From identifying the different types of damage caused by varying wind speeds to taking immediate action when damage occurs, being proactive can save you time, money, and stress.

If you suspect your roof has suffered wind damage, don’t hesitate to contact a professional for an inspection and repairs. And remember, preventative measures can go a long way in protecting your home from future windstorms.

For more information and expert advice, feel free to reach out to your local roofing contractor at Veterans Contracting for a consultation. Stay safe and protect your home from the elements!